Digital Wallet
Money Transfer Operators
Account Top-ups
Insurtech
Trading
Gain an infrastructure partner that helps you scale with confidence in risk management and compliance
Visa & Mastercard Principal Member
MFSA-authorised payment institution in the EUFCA-regulated acquirer in the UK
Key values
Robust unified API
Real-time anti-fraud
1-day underwriting
AFT top-ups and OCT payouts
Multi-currency payments
Local acquiring in the EU and UK
Real-time IC++ and FX breakdown
PCI DSS, PSD2, DORA compliance
Move money globally with next-gen card payment rails
Enable instant funding and payouts for fintech through AFT and OCT financial technology, supporting money movement across 190+ countries and 160 currencies via Visa and Mastercard networks.
Accept
Card balance funding
Enable your users to fund their accounts instantly using debit and credit cards.
Card-to-Wallet payments
Provide your business customers with integrated card acceptance via e-invoices within your platform.
Pay
White-label push-to-card rails
Enable your users to send funds directly to debit and credit cards for remittances and withdrawals with our fintech payouts solutions.
Platform-initiated card payouts
Use our payouts platform for fintech to send funds to your users’ cards for profit disbursements, claim payouts, cashbacks and rewards.
Embedded FX
Support multi-currency funding and payouts with built-in currency conversion across inbound and outbound flows.
Tailored fraud and risk controls
Protect card funding and withdrawals with fraud monitoring and real-time global transaction screening with custom settings.
Tools to boost conversion
Card tokenisation with VTS
Recurring payments
Zero-value authorisation
3DS authentication optimisation
Plug-in KYC/KYB automation
Provide 1-day onboarding for both individuals and companies with a multi-jurisdictional compliance solution.
Cuts manual review overhead by up to 80% compared to traditional compliance stacks.
Integrates seamlessly with your CRM, core ledger, analytics, and operational systems.
Supports multiple AML screening tools in parallel.
Get up and running fast with pay-ins and payouts for your fintech
Use a single onboarding form instead of weeks of email threads. Complete verification and start integration as early as the next business day.
Give your fintech real-time control over money transfers
Embed and orchestrate payment workflows through one unified fintech API
Integrate card funding, payouts, recurring flows, reversals, and post-transaction insights into your own platform and internal business systems.
Trigger funding and payouts programmatically.
Align payment flows with your ledger and risk engines.
Automate workflow orchestration inside your core app.
Surface transaction intelligence into dashboards and decision layers.
Get full visibility through a dedicated business portal
Full lifecycle visibility across funding, settlements and payouts.
Transparent breakdown of scheme fees, FX and net settlements.
Real-time payment monitoring, including failed and returned transfers.
Chargeback and dispute tracking.
Advanced reporting across currencies, entities and flow types.
Scheduled delivery of comprehensive, human-readable reconciliation reports via API.
Partner with an acquirer committed to driving your agile growth
Infrastructure you can rely on at regulatory scale
We operate as an authorised payment institution with PCI DSS Level 1 certification, Visa & Mastercard membership, 3DS 2.0 approval, PSD2 and DORA compliance, enabling secure card funding and payouts across regulated fintech models.
Custom cooperation terms built around your fintech model
Fintechs do not fit into standard merchant templates. We structure settlement models, reserve scenarios, and API configurations around your velocity, payout intensity and cross-border transfer logic.
Active risk management instead of reactive restrictions
We align real-time decisioning, reserve flexibility and chargeback handling with your product logic, replacing unpredictable blocking with transparent, collaborative risk discipline.
Flexible pricing model, real-time IC++ calculation
We design a pricing model tailored to your funding-to-payout mix, flow types, jurisdictions and growth stage, aligning interchange, scheme fees and FX logic into a transparent structure without hidden mark-ups.
European-focused service aligned with your licensing footprint
If you are entering the EU or UK market, you work with a partner deeply embedded in the regional regulatory and economic landscape rather than a global acquirer treating Europe as just another jurisdiction.
Scaling support without structural limits
As you expand into new countries, MCCs and higher volumes, your acquiring setup adapts with you. Capacity for growth spikes ensures your infrastructure never becomes the bottleneck.
Direct access to decision-level and technical stakeholders
1:1 sessions with C-level and CTO without intermediaries
Reviews of funding performance and risk exposure
Early alignment on new features, regulatory updates, and scheme changes
Value aligned with your business model
Money transfer operators (remittance)
We help remittance businesses move money instantly while stabilising corridor risk, payout volatility and regulatory complexity.
Enable instant card payouts without locking capital inefficiently in fragmented corridor setups with our payout API in financial services.
Align reserves and risk logic with corridor behaviour instead of imposing static bank-style restrictions.
Increase payout success rates in emerging markets through scheme-level optimisation.
Simplify multi-jurisdiction compliance under a unified EU & UK pay-ins and payouts processing framework.
Digital wallets
We provide wallet platforms with a regulated card infrastructure that protects their unit economics while enabling scalable cross-border growth.
Protect margin in high-frequency funding models through transparent FX logic aligned with your float dynamics.
Reduce friction in card funding flows through optimised authorisation routing and tokenisation.
Prevent fraud-driven balance abuse with configurable real-time controls.
Support geographic expansion without rebuilding compliance or renegotiating acquiring structures.
Trading
We partner with trading platforms that require high-velocity deposits and withdrawals without unpredictable banking intervention.
Optimise card funding for deposit-heavy behaviour typical for trading cycles.
Structure reserves dynamically around volatility instead of freezing capital reactively.
Use payouts automation to reduce withdrawal delays that damage trader trust.
Provide transparent risk alignment instead of sudden processing termination.
Insurtech
We provide insurance platforms with infrastructure built for automated, API-driven insurance models.
Enable frictionless recurring premium collection with optimised authorisation and minimal manual intervention.
Leverage a payout API for fintech to support instant, card-based claim disbursements that improve retention and customer trust.
Structure settlements and reserves around claim cycles and risk exposure instead of generic merchant templates.
Account top-ups
We enable high-volume top-up platforms to scale without being penalised for business-specific behaviour.
Structure acquiring economics around micro-top-up frequency instead of treating flows as high-risk anomalies.
Improve repeat funding performance via tokenisation and automatic updater logic.
Apply fraud controls that differentiate abuse from legitimate rapid usage.
Maintain infrastructure elasticity during growth spikes without artificial caps.
Ready to plan your launch?
Tell us about your business case, and we’ll show you the best way forward.
Let’s get acquainted
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